Independent Advisor Opportunity

Do you have successful sales experience?

3 Openings on the ColoHealth Sales and Customer Support Team

A Flexible Work-from-Home Opportunity as an ColoHealth Independent Sales Advisor

Dear Friend,

Imagine a career where every day you can really help people save money and find better ways to protect against financial risk.  Where you can work from your own home.  Where you can set your own schedule, with flexibility so you can go to the school play or to lunch with friends or fit whatever is your priority, into your schedule.

If you can connect with people and sell over the phone, we have a very exciting opportunity.  We have thousands of people coming to our websites every week, looking for information on HSAs and health insurance, and they need to talk to someone who can make things easy for them to understand.

What we have is a "done for you" marketing system that generates very hot leads, incoming phone calls, referrals, and sales, even from people you never talk to!  How would you like to have thousands of emails going out every week in your name, to prospects who have requested information from you, written by a professional sales copywriter and proven to generate calls, emails, and pre-set appointments with prospects clamoring to talk to you?  Unlike most people in this industry, as an advisor with ColoHealth you do not have to worry about marketing, application processing, underwriting follow-up, post-sale communication, and all the other details that could bog you down - and you can spend your energy on what you do best - selling to qualified prospects, and helping people understand their best health insurance options?

That is how business works for those who are chosen as ColoHealth Independent Sales Advisors.

The explosion of HSAs is the biggest income-producing opportunity to occur in the health insurance industry in years.  Health care reform has accelerated rate increases and caused more people to seek out the advantage of HSAs, and ColoHealth has a limited number of opportunities for ambitious independently contracted sales people who wish to partner with us.

If you're like most salespeople, you don't have the time, technical skill, or interest to put together websites, quote systems, multi-step marketing sequences, client retention systems, online applications, direct mail campaigns, and all the other marketing methods that generate sales and a large residual income for the top insurance agents.

Now you can integrate into a marketing system that's already put together for you.

Selling Insurance the EASY Way

My name is Wiley Long; I'm president of ColoHealth.  I started my insurance career calling on so-called "telemarketing leads".  I would guess four out of five people told me they weren't interested before I even got three words out.  Most would hang up on me, many cussing me out before slamming the phone down.

The only way I learned to survive was by cold-calling.  It could take hours of rejection before getting a "maybe", and then I usually had to get in my car to drive to the prospect's house or place of business to try to close the sale.  I was broke, tired of all the rejection, and sick of the long, long hours.

I knew there had to be a better way!

In 2001 I put up my first website, and began studying marketing earnestly.  I read dozens of books, attended seminars that cost me thousands of dollars, spoke with experts, and hired expensive copywriters.

And the work paid off.  Today ColoHealth is the number one agency in Colorado offering individual and family health insurance plans.  Hundreds of unique visitors come to our site every week, seeking our expertise and requesting applications.

Today more people sign up through my online system without every even speaking to me than I used to sell working an 80-hour week.   Many of our other sales close after a 2-minute phone call, or a quick email exchange just to clarify a point or two.

And after buying from us, our clients stay with us.  And they buy more.  And they send us their friends and colleagues.

So what is the secret?  Well that's a big question, but the short answer is that we have put together a highly effective marketing system.  McDonald's didn't become the largest restaurant chain in the world because of its great hamburgers; it did so as a result of the systems it put in place to make its processes both efficient and effective.

When you are integrated into our system, you will benefit from the thousands of hours we've put into refining our message, the professional copywriters we've hired, and the thousands of dollars we continue to spend optimizing our search engine results and conversion ratios.

Let Me Tell You About The Actual Easy Sales Secrets Of Our Marketing System That Will Once-And-For-All Put Your Insurance Sales On AUTOPILOT

If you are interested in growing your success in the health insurance business, please read the following information very carefully.  Whether or not your Independent Advisor application is accepted, you will learn a lot by simply understanding what has made ColoHealth so phenomenally successful.  If we both agree that having you on board as part of our team would be mutually beneficial, this is the system that you will become a part of:

Easy Sales Secret #1:
ColoHealth's Website and Reputation

ColoHealth is firmly established as the experts in Colorado health insurance plans. We have been at the top of Google for years, and are a trusted source of information and advice to thousands of Coloradoans who purchase individual health insurance.

When you represent ColoHealth, you benefit from the instant credibility the ColoHealth brand name represents.  Readers can obtain detailed information on virtually any aspect of conventional and HSA-qualified health insurance - from instant health insurance quotes and online applications, to details about how the tax benefits of HSAs work, to information on banks and administrators where someone can establish their HSA.

Not only does our website serve as an information resource, but it actually does your selling for you, so that by the time you talk to your prospect they are very well informed and ready to do business.  Imagine the difference when talking to a cold prospect versus one who has already done their research, compared quotes, and is simply deciding between the $3000 deductible and the $5000 deductible.

Of course, it's not always that easy.  That's why the next Easy Sales Secret drives sales through the roof:

Easy Sales Secret #2:
Talk to HOT Prospects

Everybody needs health insurance, and many people must buy it themselves because they are not covered by an employer.  But few enjoy the process, and most buy only when the pain of their current situation gets strong enough to motivate action.

By capturing prospects when they are actively looking for information on HSA-qualified health insurance plans, we are able to hit them with our marketing message at a time when they are most receptive to hearing it.

Independent advisors who participate in our lead program are able to speak with very interested prospects that actually want to talk to them.  When we talk to a prospect they have typically already looked at their options, and are ready to make a decision - what an excellent time to answer short questions and set up a telephone appointment to help the prospect choose a plan and get signed up.

When we can't reach them on the phone, the next Easy Sales Secret puts the sales process on autopilot:

Easy Sales Secret #3:
Ongoing Automated Marketing Messages

How many people are on your "still thinking about it" list?  Are you still keeping in touch with them on a regular basis?  And if so, is it really the best use of your time?

Imagine a series of well-timed emails going out in your name, further establishing your credibility, selling the reader on:

• what are their best options
  
• why they should get coverage from you
  
• why they should take action now

We have put hours and hours into perfecting our written sales letters, making our messages so compelling and so convincing that most readers would think twice about buying health insurance from anyone else but you.

Most emails come directly from you, in your name.  If the prospect replies to the email, it goes directly to you.  Anyone who does not sign up right away will continue to receive communication from you every few days, for the next 5 weeks.  They'll learn more about HSAs, the tax advantages, the potential to build a large retirement account, the ability to use the funds for alternative medicine tax-free, and all of the other benefits that make signing up for an HSA plan a no-brainer.

Setting up an autoresponder to send out emails is not that difficult, but getting the message right, is.  Every one of our email messages has been reviewed and updated by a leading professional sales copywriter who really understands how to influence people to take action now.

"ColoHealth’s system of insurance marketing and follow up is the best I’ve ever seen" Having been in the insurance industry for the past eight years in several capacities - as an agent, managing broker and eventually an agency owner - I can honestly say that Wiley Long’s system of insurance marketing and follow up is the best I’ve ever seen.  The burden of following up with warm and cold leads has been completely taken off of my shoulders so that I can concentrate on the new business coming in.  I have never been so on top of my follow up with clients.  I am alerted every morning of Birthday calls to make, renewal calls (with all the renewal information included) and underwriting updates are given to me on a daily basis. Hot leads are regularly sent to me and I have the support of Wiley's agency behind me to assist with the follow-up required, I can write large amounts of business with no overhead and none of the headaches typically associated with being in the insurance business (this sentence sounds like "I'm not a business owner". I also enjoy our weekly tele-coaching calls that include sales goals, important updates, producer contests, guest speakers and a sense of camaraderie. Even with the knowledge and experience I had I was unable to reach my full potential as an agent due to the massive amounts of follow up and overhead of owning a brokerage.  The marketing that ColoHealth does gives me so much credibility, and I have the confidence of my prospects right away.  I make great money, I make my own hours and I am the agent my clients deserve to have.  All of this has been made possible by an amazing system and the great support I receive from this agency. Chelsea Miller Fort Collins, CO

Easy Sales Secret #4:
Special Reports That Generate Traffic and
Further Establish Your Credibility

The consumers out there have a real desire to find a better solution for their health insurance needs.  They've heard about health savings accounts, but most have a difficult time finding anyone who can clearly explain things, and answer all their questions.

That is why so many people order our special report, Colorado Health Insurance Made Easy.   We also offer reports on life insurance, health reimbursement arrangements, ways to save money on medical expenses, and other valuable information.  Offering unbiased, reliable, hard-to-find information is one of the best ways we generate leads from prospects who are truly interested in what we have to offer.

Our independent advisors have exclusive access to this material, along with systemized methods of using them to continually generate additional inquiries.

Easy Sales Secret #5:
"No-Talk" Online Sales From People You Don't Even Talk To!

What's even better than having interested prospects calling you on the phone ready to buy?  It is customers who sign up online without even talking with you first.  All Independent Advisors receive their own landing page which they can use to offer quotes or special reports from ColoHealth.  Any lead generated through that site is coded with your name, and if the prospect signs up you get the credit, whether you talk to them or not.

There are only so many hours in the day, and even the hardest working agent can only speak with a limited number of prospects per week.  But if you have the right systems in place you can actually make sales while you sleep!

We call these "no-talk" sales, and we love'em!  ColoHealth will provide the website, the mechanism to capture the contact information, and the automated follow-up.  You check the sales report in the morning, and see who bought the night before.

A lot of people out there work very hard.  The most successful also work smart, and put technology to good use.

Easy Sales Secret #6:
Make Multiple Sales At Once via Teleseminars

One of the keys to high income is figuring out ways to "multiply" yourself.  One of the many ways our advisors do so is through the use of teleseminars.

Every week our independent advisors are doing teleseminars where sometimes dozens of people show up, interested to learn about HSAs and how to obtain an HSA-qualified health insurance plan, their health insurance options, and how to choose and sign up for a plan.  We provide scripts, marketing sequences, website sign-ups, and we even pay for the call.

A well-run teleseminar will further increase your status and reputation as an expert, and will often result in 10 or more sales within an hour after the call.

Easy Sales Secret #7:
Pre-Set, Qualified Telephone Appointments

Effective salespeople spend their time speaking with people who are ready to buy.  So when someone calls interested in getting some assistance in choosing a qualified health insurance plan, we schedule a qualified appointment for you, based on the times you make available on your online scheduler.

You receive all the information you need to do some research before the call so you are well prepared.  You'll know the ages, health, smoking status, and why the prospect is interested in a new plan.

The prospect also receives the information they need to prepare for the call (and, critically, to prepare them to be ready to make a decision when they do talk with you).

The result is that you are no longer "pitching", but instead you are advising.  You have credibility before you even say hello, and your job now is to simply help the prospect find the best plan for his or her needs, and get them enrolled.  Our top advisors are closing 80% or more of their pre-scheduled appointments.

Easy Sales Secret #8:
Home Office Support To Free Up Your Time

Most agents spend a whole lot of time on paperwork.  How much of your time do you want to spend hunting down new clients to get missing info so you can submit the application to the insurance company?  How many hours do you spend each week following up on the underwriting status of your applications?

More importantly, how much time will you really have available to do these activities when you are selling 2, 5, or 10 plans a day or more?  Our system is designed to let you spend your time doing what you do best - selling - and whenever possible and prudent we handle the back office paper work and nitty gritty for you.

One of the keys to monetary success is to spend your time on highly productive activity.  Systemization of your business is critical, but you must also have a well-trained and responsible staff to handle all the details.  If you've ever tried to hire, train, and manage office staff, you know how valuable this is to our independent advisors.

"I have sold over $100,000 in premium in a single week, multiple times..." While I have always enjoyed helping others, I was never one who felt a calling to “sell.”  However, as a trusted ColoHealth Independent Advisor, I found there is really little “selling” involved.  I work when I want, from where I want, fielding primarily pre-set appointments.  I have never seen any sales system of any kind that caused prospects to literally line up and wait for an appointment with me like this.  Best of all, when these appointments do occur, the prospects are so primed to make a buying decision that assisting them in choosing the best product to fit their particular situation is unlike any “sales” process I have ever been a part of.  Using the ColoHealth system, I have sold over $100,000 in premium in a single week, multiple times.  The incoming calls and e-mails are from people that are ready to buy, and just need a little advice on which plan they should chose.  I can’t imagine any sale ever being any easier. Stephen F. Adams Athens, GA

Easy Sales Secret #9:
"Done For You" Back-End Sales Marketing

When you close the sale, are you done?  If so, you're missing out on a lot of money.  ColoHealth's automated marketing systems help you maximize total customer value.  Here are some of the sales you'll capture that you used to miss:

• Guaranteed-issue plans to people who have been declined
  
• Lapsed clients who still need coverage
  
• Term life insurance sales
  
• Health Reimbursement Arrangements (HRAs)
  
• Accident Plans
  
• Dental Plans
  
• More!

Most of these sales processes are integrated into our automated follow-up system, so you may not have to do much at all to add additional income revenue.

Easy Sales Secret #10:
Even MORE Ongoing Marketing Done For You, Every Week

One of the things that has surprised us as we've built our system and tracked our results is how many sales we get from people who initially inquired weeks, or even months earlier.  So after the initial marketing sequence, our prospects continue to hear from you every week.  They receive informative emails that maintain that critical balance of providing valuable information, while creating urgency and a call to action.

The results are sales coming in every week from prospects we might have otherwise written off.

In addition to email, at times we'll use direct mail, voice mail, fax, teleseminars, and other media to drive response and surge sales.  We do the work, and our Independent Advisors close the sales.

Easy Sales Secret #11:
Developing Lifetime Customers

Our objective when enrolling a new client is not to simply make a sale.  We want to develop a long term relationship so we can continue to help them stay in the best plan for their needs, and so we can help them out with other needs such as life, disability, or long-term care insurance.

ColoHealth has numerous methods to keep clients on the books, keep them buying additional products, and referring their friends and colleagues.

By keeping in touch with our clients on a regular basis, we are building a long-term relationship with them that can double or triple your renewal income.  Marketing guru Dan Kennedy calls it "Fencing the Herd".  Here are some of the ways we nurture the relationship:

• Post-Sale Wow Packet - right after someone applies for coverage with us, a thick packet of information is sent to our clients, along with a letter from you, welcoming them to ColoHealth, and sharing with them ways they can save money on their medical expenses.
  
  
• Maximize Your HSA - our acclaimed monthly newsletter goes to our members who choose an HSA plan, and focuses on ways our clients can lower their medical costs, reduce their taxes, and maximize the value of their HSA.
  
  
• ColoHealth Update - Our monthly direct mail newsletter which contains helpful articles, offers for additional products and services, and helps develop the "relationship", which turns customers into long-term clients.
  
  
• Birthday Cards - customers receive a birthday postcard directly from you.  These touches generate referrals, life insurance sales, and greater loyalty from our customers.
  
  
• Other "touches" throughout the year - your customers will not forget you when they get holiday greetings and other occasional touches every few weeks.

ColoHealth customers are not just "sales", they are long-term clients.  Because of the level of service we provide, the valuable information we provide and the ongoing communication, our business stays on the books.  And our customers buy more, and refer their friends.  All this, of course, means greater success and income for us, and for our Independent advisors.

"Having been in the insurance business for 16 years, I can truly say this system is fantastic." Finally no more cold calling or driving around picking up checks. The leads are coming into my office, on my PC, and people are anxious to talk.  I can set my own schedule, work from multiple locations on my laptop all while having a professional presence. Some weeks I'm writing over $50,000 in annualized premium, while still spending plenty of time with my 3-year old son. This is the first time in 16 years that my insurance business has given me so much freedom! Paula Santamaria Atlanta, GA

Easy Sales Secret #12:
Online Database To Track Your Clients and Prospects

Its easy, organized, and all in one place.  See who is in your marketing funnel, and where they are.  You can put prospects into relevant groups so you can efficiently manage your follow-up calls.  See what plan they bought, any notes you've made on previous conversations, and what automated marketing steps are coming up.

To consistently reach high levels of insurance production, you must have a system in place that is organized and efficient.  If you have to hunt for notes scribbled on scraps of paper, go through lists of who you need to call back or follow-up on, or try to remember past conversations, you will never make the big money.

Our system has everything in one place.  It allows you to quickly retrieve any information you need on clients and their policies, track prospects and all past marketing touches, and start and stop pre-written marketing campaigns.

Easy Sales Secret #13:
Access to Exclusive ColoHealth-Generated Leads

As you can imagine, we generate quite a few leads, many more than we can effectively work ourselves.  When you integrate into our system, you have the opportunity to have those leads directly assigned to you, so you can begin dialogue with your potential customer immediately.

Company-generated leads assigned to our advisors are marketed to in the advisor's name.  Advisors who participate in the lead program have new leads assigned to them in real time, every day.  Those leads are then marketed to in the advisors name, automatically.

Easy Sales Secret #14
Comprehensive Training

Everyone accepted into the Independent Advisor program undergoes an extensive training program covering all aspects of our HSA sales success program.  Before representing ColoHealth, all of our advisors must demonstrate an expertise in HSAs, HSA-qualified health insurance plans, and the plans that they will be offering.

If you are accepted into this program, you will participate in an intensive two-week learning program of teleconferences and home study, so that you have the knowledge and information you need to confidently represent ColoHealth, and to maximize your sales results.

You will then receive one-on-one coaching to help you polish your presentation, smooth out your closing, and maximize your sales.  Ultimately we are only as successful as our advisors, so we are very committed to your growth and success.

Is This A Sales Person’s “Dream Job”?

Many people who have seen our system call it a “sales person’s dream job”.  You get to work from home, set your own schedule, and work hot leads that are coming in daily.  You provide a high-quality service that people really need.  And never has the topic of health insurance been hotter.

The opportunity we have is for someone who is personable, committed to a high level of customer service, and who has the discipline to work from their own home office.  We pay our advisors $10/hour + $20/sale, with additional bonuses for higher production.

Your health insurance sales should result in an annual income of $35,000 - $50,000+.  In addition to health insurance, you will be paid for accident plans, dental plans, HRAs, life insurance sales, international travel insurance, and other services we offer.  And as long as you are an advisor with ColoHealth, you will continue to service your clients and offer them additional products and services.

If you are comfortable with the living you are making and the hours you are working and commuting, then you can stop reading now.  If you are not ready for this, if you don't see the value in what we're providing our Independent Advisors, then quit dreaming and get back to work.

But if you've read this far you now realize that there is a better way.  You can either try to recreate it (print this page out, tape it to your wall, and study it); or you can possibly become part of it.

All of these Program benefits are really worth a total of AT LEAST $175,150+, because they drive our business and make life easier for our sales advisors  But it won’t cost you a fraction of that.

Yes, you will spend some of your own money.  Even though you will be representing HSA for America and some of our other brands, you will be self-employed.  You will work from your own home, set your own schedule, and pay for your own internet access and office supplies.  You will also have to get an insurance license, and Errors and Omissions insurance.  (We’ll help you through that process).

The ColoHealth Independent Advisor
Sales Success Program

Real lifestyle is lived in the insurance business by people who use systems to grow their client base and attract prospects.  Working from home, being in charge of your own schedule, and having time for your family may make you the envy of friends who have a daily nine-to-five.  Don't misunderstand me - you do have to work.  But by working smart instead of just hard, you can build a customer base that sends you referrals and continues to expand your business.

Most importantly, you’re helping people who really do need to find the least expensive ways to insure protect themselves from unexpected medical expenses.  As an expert with HSA for America, you can help our clients cut through the clutter and understand some innovative ways to reduce their premiums and out-of-pocket risk.

At this time we only have 3 positions available, which we will be filling quickly.  If you are good with people, honest, disciplined, and motivated, then I suggest you get your application submitted to us right away. 

At this time we only have 2 positions available, which we will be filling quickly.  If you are ready for a change, and are ready to finally make the income you deserve, then I suggest you get your application submitted to us right away.

Download Application Now

Note: ColoHealth Independent Advisor applicants will only be accepted AFTER completing an application and telephone interview.  If you are accepted into the program you will be integrated into our marketing system and will be representing ColoHealth. We ONLY want people who have very high integrity, are customer service oriented, and who have a strong work ethic and want to make the most of this business opportunity.

I cannot emphasize enough the complete RARITY of this opportunity.  Our objective is to have a small number of talented, very efficient, personable advisors.  We put a tremendous amount of effort into helping our advisors maximize their production, and do not have the time or inclination to be bringing on new sales advisors every month.

So once we have our positions filled, we will only be able to accept your resume and put it in our files, to be reviewed when and if we eventually have another opening.

At last you can finally have the opportunity to stop doing business the hard way, and take advantage of a proven marketing system that has clients looking for you (instead of the other way around!).

As an ColoHealth Independent Advisor, you will:

• Learn How To Have People Calling You!
  
  
• Get paid for clients you generate who sign up online, without ever talking to them!
  
  
• Have marketing continuously going out on your behalf, without having to think about it!
  
  
• Have the ColoHealth brand name and reputation behind you
  
  
• Spend less time marketing and prospecting, and more time selling
  
  
• Spend less time processing applications, checking on underwriting, following up on prospects... and more time hanging out with your family.

One of our advisors who had previously been struggling just to pay her $1000/mo yellow page ad said to me recently, "Wiley, I just can't believe how easy this is!  And I can't believe all the time and money I had been just wasting before finding ColoHealth."

So download and complete the application now, and then fax it, along with a copy of your resume, to the attention of Fred Adams at 866-284-0082.  Fred will schedule a telephone interview, and you will be notified within 7 days whether you have been accepted or not.  If so, we will immediately begin integration of you into the system, and schedule your initial training.

This is a breakthrough opportunity to become part of a company with a proven health insurance sales system, that can grow your business and give you an enviable lifestyle, and breakthrough opportunities do NOT come along every day.  Take action now - this is your opportunity, don't miss out.

Wiley Long

President
ColoHealth

P.S.  We have used the exact strategies described above to quickly build one of the nation's most successful online health insurance agencies.  We'd love to keep all the business for ourselves, but at times we are flooded with so many inquiries that we've decided to crack open the door, reveal our secrets, and actually allow the right person to join our team as an esteemed ColoHealth Independent Advisor.

P.P.S.  This is a very limited time offer.  If you are at all serious about making money in the insurance business and creating the lifestyle that you want to live, you have stumbled upon the opportunity of a lifetime.  Every day opportunities are NEEDLESSLY LOST, SQUANDERED... by those who know they should take action right now... and don't.  We are confident that these positions will be filled no later than March 1st, 2011.